Send Money by Text Message
No app. No smartphone required. Works from any phone on any carrier. Just text a command and confirm.
+1 (854) 777-8929
Text this number to send money, check your balance, or create an account — all by SMS.
send $50 to friend@example.com
send 50 usdc to friend@example.com
balance
How to Send Money by Text
- Text your command — Send "send $50 to friend@email.com" to +1 (854) 777-8929 from any phone.
- Get a confirmation in 60 seconds — Canath texts back a secure one-time link with the full payment breakdown.
- Tap and confirm — Review the amount, fee, and recipient. Tap Confirm. Nothing moves until you do.
- Done — Your recipient is notified instantly. The whole process takes under 2 minutes.
First Time? Create Your Account by Text
No need to visit a website. Just text one command:
signup Your Name email@example.com yourpassword
Canath creates your account, sets up your Circle USDC wallet, and sends a Stripe card-setup link — all in one text exchange.
Transfer Fees
2.49%
Instant Card
Arrives immediately via Stripe
0.8%
ACH Bank Transfer
1–3 business days via Stripe
1.49%
USDC Crypto
Via Circle on Polygon — fast
SMS Commands Reference
signup [Name] email@example.com password
login email@example.com password
send $50 to friend@example.com
send 50 usdc to friend@example.com
balance
YES (confirm a payment)
NO (cancel a payment)
Frequently Asked Questions
Do I need a smartphone to send money by text?
No. Canath works with any phone capable of sending a text message — basic phones, flip phones, smartphones. No data connection required for the SMS commands.
Is it safe to send money via text?
Yes. Canath never moves money until you explicitly confirm. Card and bank details are handled by Stripe — Canath never sees your financial information. Payments require a one-time confirmation link that expires in 30 minutes.
Can I send crypto by text message?
Yes. Text "send 50 usdc to friend@email.com" and Canath transfers USDC via Circle on Polygon. No crypto exchange account, no MetaMask, no seed phrase — Canath manages the wallet automatically.
Does the recipient need a Canath account?
Yes, both sender and recipient need a Canath account. Recipients can sign up instantly by texting "signup" to the same number — it takes about 2 minutes by text alone.
What countries is SMS money transfer available in?
Canath's SMS service accepts texts from any country that can reach a US number. Transfers are processed in USD and USDC. Visit www.canath.io for full details on supported regions.